A Los Angeles heiress wannabe high profile celebrity is disinherited from her family and her wealth. She gets a job as a repo chick and she goes about boosting property from subprime borrowers. In an attempt to regain her family and fortune she goes on the ultimate repo mission to find a stolen train carrying six unstable nuclear missiles.

Jessica Spencer is the hottest, most popular girl in high school. Later, Jessica, her bestest friend April, and a couple other hot girls Lulu and Keecia visits the mall to hang out and do some shopping. They enter a new age store, where they check out a pair of ancient earrings, which, unbeknownst to Jessica, are the same magical ones set in ancient Abyssinia. When a princess known as Princess Nawa, is disgusted by the groom of her arranged marriage, switches bodies with a slave girl by means of an enchanted set of earrings. Since the earrings are not for sale, Jessica steals them. But the next morning she gets a big doze if reality when she wakes up in the body of a 30-something-year-old lowlife male of Clive, a career criminal. While Clive finds himself in Jessica s. Now it s up to Jessica (in Clive s body) to find a way get her/his body back, while Clive (in Jessica s body) takes advantage of his/her new body to set in motion a crime spree to put the blame on Jessica!